Inform banks that you are not an NRI, keep accounts as residents and pay tax in India. Traders enjoy full market access on our proprietary web and mobile platform. I would rather have the guaranteed price. So looking for that shift in a trend. Should I provide details of this account in CRS?
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Debería considerar si comprende cómo funcionan los CFDs y si puede permitirse asumir el alto riesgo de perder su dinero. Tipos de Cuenta Todos los tipos de cuenta. Plataformas de Trading de RoboMarkets. Seguridad para sus fondos RoboMarkets sigue la legislación de la UE y cumple con los requisitos actuales para asegurar su trading con nosotros. Michael was amazing with helping us get our home loan. We were so impressed with the fact that he went above and beyond what others had done for us previously, and believe that without his help, we would never have been able to secure a home loan.
Every step of the way he was there to assist us, and would happily answer any random questions that we had, no matter what time or day. We will definitely recommend Michael to others, and would not hesitate to utilise his services again in the future if and when the need arises. Thank-you Michael for all your help and hard work. I have never used a broker before and Justin was extremely helpful, not pushy and very re-assuring.
I was going through a very stressful period and Justin was patient but quick when I was ready to act. He talked me through all the options and listened to my needs and concerns. Thank you Justin I am very happy with the outcome. John was informative, friendly and very easy to contact. The stress of buying a home would have been ten times worse without him! Exceptional product knowledge, professionalism and great communication made the whole process very easy.
Working with Brett on getting the loan on my first house was a painless, well explained and straight forward process. Brett eased my concerns and guided me through the journey to get the best outcome possible. We having been obtaining Michael's service for many years for buying and refinancing property. Michael gives us choices with excellent advice, takes the leg work out of it for us, is professional and really approachable for any questions.
Highly recommend this service for lending. So caring and personal- plus a never say die attitude! I feel like you were really looking after me, keeping me informed at every step - much appreciated! Darren is very detailed-oriented with all the work he obtains and produced fantastic results for our company. We have and would highly recommend Darren for all your finance needs.
Working with Taya has made the whole process of increasing our loan a lot less stressful. It was a complex situation but she looked at all avenues and negotiated with the bank on our behalf until we had a positive outcome. One initial phone call and she had ordered a valuation immediately to give us our best options for moving forward. This is the 2nd time we have used Taya and I wouldn't think about using anyone else in the future.
We really appreciate your help during the last couple of years. As this is the second time through with a mortgage, I have the utmost faith in you and the team that supports you. We first started seeking advice and support from Michael McDonough about 8 years ago after his service was strongly recommended to us by friends. To date Michael has supported us through two purchases, one sale and a couple of variations to existing loans. Michael provides sound, non judgemental and patient financial advice; we would now not consider commencing a sale or purchase without his support.
Michael helps us to see strategies we would have never known about or considered. We totally appreciate that we have someone who knows us and our financial background; we never need to talk to total strangers at bank counters when making plans for our future. Christine went above and beyond to get my loan processed under difficult circumstances, kept me updated and was always available for questions.
Cristina, thank you for all your help! We couldn't have been happier with your service. We are so glad we found you! You were always there anytime something needed explaining. You listened and understood our needs and you found the perfect package!
I found the service that Michael provided was stress free. He provided details and figures from our first telephone call that put my mind at ease. He was always prompt when I had any queries relating to the loan etc.
He went through all the paperwork and came out to my home to go through these. I would and am recommending him to family and friends. We love that everything is taken care of And we know if ever we have a query or a problem, David is just an email or phone call away and we can have our answers and keep moving forward. We had Michael advise us on our first home loan together - that was 4 years ago.
We are exceptionally happy with his knowledge of products and his service. Because of this, we had Michael visit us again, 6 months ago, to advise on an extension to our loan so that we could renovate. We've also recommended Michael to my parents who he has also helped with his advice. Shannon was so lovely to deal with and helped us with our every need.
We have no idea about of this stuff and without Shannon we would not have been able to do this process on our own! I highly recommend Darren for any financing needs. He'd worked endlessly with my husband and I Fiancé at the time to get us into our first home. My husband is self-employed and we struggled for years trying to get a mortgage, Darren showed his expertise and got us the mortgage we wanted and through the lender we preferred.
Will be using Darren for all future financing needs and will be recommending all my family, friends and work colleagues use him also. Easiest and most efficient person to deal with in getting the job done while adding a personal and family based relationship, making us feel very comfortable in all business transactions.
Highly recommend David and team. My wife and I did not tick ANY of the boxes that financial institutions look for in hopeful loan applicants. Janice Wilson was the miracle we were praying for to help us overcome every hurdle that was put in front of us. We are so thankful for the experience, professionalism and perseverance shown every step of the way.
We are now renovating our little 'fixeruppa' and keeping a family property for generations to come! Thank you for everything Jan!! John is great to deal with in all aspects through buying and selling. We have used John before and are more than happy with his service and have referred him to friends as well. Taya is a very professional finance person. Taya has helped me and my adult daughter re housing finances. I want to recommended her totally. I am happy to answer any questions re Taya at any time.
Always kept me up to date with the status of the loan and where things were at. Great service and helped me save Thousands on my Home Loan. Shannon is extremely knowledgeable and always had our best interests at the fore front of her mind through out the construction and mortgage process. She always made sure we were kept up to date with what was happening and why. She explains complex issues in easy to understand language and made us feel very comfortable.
Do yourself a favour and let her assist you as she has done with us. You will not be disappointed! I had such trouble getting a loan for my first home until I was recommended to Shannon.
She made the journey simple, fast and exciting. I was starting to think that buying my first property was nothing but stressful. Shannon changed my opinion. She was extremely professional and explained all the details at each stage of the process.
I would recommend her to anyone, especially those that were like me, looking for their first home. Thanks Shannon, you were awesome. We were having a hard time getting the right finance for our project and some of the others we tried couldn't help us with our vision but David listened and offered affordable solutions.
We have already recommend David and RFS to friends who are also very happy. A big thank you from us. Justin has an amazing commitment to his clients. His dedication to achieving your finance request is out of this world. I have no hesitation in recommending Justin to any person I meet who needs finance.
Justin was amazing right from the start. Justin made sure that we understood the process and gave us all the time required to make an informed decision. Justin was flexible to our work commitments. Justin was knowledgeable and was able to guide us appropriately through the whole journey, which was important to us as first home buyers. The information that was sent to us was easy to navigate and understand.
We would like to thank Helen for the amazing service provided. She responded to all questions we asked no matter how small they were or what time of day. We found Helens service very efficient and friendly and would give my highest recommendation to anyone. We will definitely be coming to Helen in the future in regards to any financial enquiries.
Engaging John to help purchase our first house was one of the best decisions we made. After familiarising himself with our financial position he was able to seemlessly explain the in and outs of the process and enabled us land our first home in less than a month. Justin your help was exceptional. We wouldn't have made it this far without your help. Your encouragement from our initial encounter helped us believe we could do it.
Very happy with Daves professional services provided. He is very honest and trustworthy. Brett gave continual updates on progress of information, professional advice and personal guidance.
David Walker from RFS Finance was very helpful and responsive on the phone and easy to contact via email. Distance was not a problem whatsoever. He was available at all times for any of my queries and to answer all of my questions. David gave me a choice of lender, but I stayed with my preferred bank. David was experienced, knowledgeable, fantastic to deal with and even came to visit me in Shepparton, Victoria. Overall, David was amazing to work with, and being a first home buyer, he was there to help and guide me through every step of the way.
Chatting to my daughter earlier in the year she was telling me about a gentleman from RFS Finance Lawrence Morandin , as he helped her and her partner acquire their first home. She said that he was very professional, the process was extremely stress free and easy to deal with so when my time came around for me to wanting to change over my car, needless to say I thought I'd best I give him a call.
I recommend John to my family and friends. In my experience, John is knowledgable, patient and a great communicator. He understood my requirements before I could even articulate them, and he helped me with each step of the process. Thank you for helping me to buy my first home, John! Robert and I were a couple who wished to purchase our first home.
We had trawled the internet searching for that elusive dream home that fell within our budget. This part was both exciting and simple as we sat for hours discussing what we wanted in a 'home'. The day came when we found all that we were looking for, however the excitement was short lived as we realised that we had no idea how to proceed from here. Fate played a hand that day, as Robert was given the number of a Finance Broker who had assisted a friend to purchase his first home.
So began the relationship with Jan. A situation which could have been extremely stressful and potentially full of disappointment, became organised and exciting once again. Jan is both brilliant and personable in her profession.
Jan's communication with her clientele is second to none. We were informed throughout the process of any and all information pertaining to the purchase of our "dream".
Jan worked tirelessly on the task of obtaining a home loan for us, often after the general population had retired for the evening and before others started their day. I was reassured after each setback that there was always another avenue to try. Not once during this process did I ever consider the possibly of trying another broker.
In fact Jan was so wonderful, I looked forward to the phone calls even if they weren't as positive as I wished. After the purchase of this home, Jan continued to periodically contact us to provide information on the world of finance and to 'catch up'.
When Robert and I were looking at purchasing another property there was only ever one option, and that was to call Jan. Once again Jan astounded me with her professionalism, communication and determination to achieve the best result for her clients. If we hadn't had the pleasure of being introduced to Jan, I don't believe we would be the proud owners of two houses currently. Jan Wilson is not only a brilliant broker, who will go above and beyond for her clientele, she is also our friend. We highly recommend her services to anyone looking to make the process of purchasing their first home, or investing in multiple properties an enjoyable endeavor.
Do yourself and family a favour and utilise the skills and knowledge that Shannon can bring to your next financial transaction. Great customer service, and excellent communication throughout the whole process. Matt is a great guy, east to talk to and explains things along the way of your application. Jan goes above and beyond to ensure the best product suits our needs.
Would definitely recommend Jan. David has been my personal finance broker for over 10 years and has arranged multiple finance situations for me. David is always professional, has great knowledge of the industry and products and makes things so simple.
I would never use anyone else for my finance needs and would recommend his advice to anyone requiring financial services. Working with Brett took the confusion our of mortgage options. He was comprehensive in his research and presented the options in an easy to understand way taking into account my needs. I have known Shannon for the past five years and have dealt with her in the capacity of finance broker. I utilise Shannon's services for both business and personal finance and also refer Shannon to our associates for both business and personal finance.
Shannon acts professionally and with integrity in all transactions she deals with. David and the team at RFS Finance understood what we needed, explained the process, organized the finance and even though we are states apart he has kept us informed at every step along the way. With his help we have been able to realise our dream of building a new home with no stress. We never thought we would use a mortgage broker but after our dealings with David we would definitely do it again.
It is with great pleasure that as a Client of Michael's since , also 3rd time home owner recently, that I tell you about Michael McDonough. Through personal experience, I cannot speak more highly of Michael. When it came to finance and professional advice and service, David was able to cater to my requirements with an open and honest approach.
As first home buyers, we were very grateful for Justin's help and expertise which enabled us to get our finance sorted in next to no time. He managed to get us a great rate and explained every step of the loan process thoroughly, which took a great deal of stress and uncertainty out of the situation.
He replied quickly to all correspondence and communicated with us every step of the way, ensuring that we always knew exactly what was going on with our loan. We could not recommend Justin's services highly enough. John was instrumental to the success simultaneous settlements and refinancing. We are impressed by his commitment to ensuring our success. I would not hesitate in recommending John Langley to assist you with your financing needs.
Taya has acted as our broker for a number of years. She is well informed about the various offers available and is experienced in dealing with multiple banks to creatively get the best outcomes for her clients. I happily recommend her to various colleagues and friends. We first used David's services about seven years ago when our previous mortgage broker went out of business.
We have now used David's services on three occasions to improve the value to our home and most recently to refinance our mortgage with another bank to take advantage of a better interest rate. David has done a great job on all occasions making the lending process easy.
Cristina made everything very easy to understand for someone not very familiar with the complexities of banking. David has not only been the most effective mortgage broker I have ever used, going out of his way to find the best arrangement for a less than straightforward property purchase, but he's become a good friend.
I never hesitate to refer others to his service. I felt completely confident having Taya find me a suitable and competitive loan to purchase our first home. I would strongly recommend Justin to provide financial advice I found him highly knowledgeable and trustworthy in his field.
My involvement was at times difficult and not straight forward but through excellent communication and persistence I gained approval. Justin's follow up procedures enabled a relatively stress free process. I would definitely use Justin again. What most impressed me the most about Justin's service was his dedication to my journey. Our first conversation was months and months before I even put an offer in on a property.
He was committed to helping, and answering my questions. We found Matt very approachable and personable. He guided us through the process of getting our new home loan completed. Given our circumstances were a little more complicated than the norm Matt was patient and alert to our requirements throughout the various processes involved.
We would recommend Matt to anyone who is looking for a hands on partner to guide them through any lending or financial processes. Thanks for all your assistance Matt. I have known Allan for over 20 years and he is always my first phone call when I have a query or changes to make with my home loan. Some of my friends and family have also used Allan's services and have all been very satisfied.
It's great to know I can call a broker who has my interests at heart. Thanks Taya for making the task of refinancing 4 loans not so daunting or complicated. You answer my questions so that I can understand and also give me the opportunity to have the time to understand the process - as it takes me a little while for it to sink in.
I cannot keep up with the changes in the industry , nor do i have a head for it. However I thank you for having our interests at heart. David makes the whole process so easy As easy as walking up to an ATM to get money out, he really goes above and beyond.
Could not have asked for a more thorough and competent service. Your courteous manner and keeping us well informed of each step was incredible. I would confidently recommend your service. John was a very friendly understanding finance broker who fully comprehended our needs in buying a home within our budget. He was clear and thorough and acquired us a home loan within the stipulated time at a great rate and facilitated the process smoothly.
I would gladly recommend John to my friends looking for financial services of any kind. John has provided our family an outstanding service for the past 8 years. John goes over and above to ensure we have the most suitable financial products.
I would strongly recommend utilising Johns expertise to assist you with any financial matter. Cristina's service was excellent and Cristina went above and beyond, and also kept us updated and informed at all times. I would recommend Cristina to anyone who needs to refinance. Shannon is the one you want working on your behalf to secure a loan. Very, very satisfied with her professional service. I truly cannot recommend a better broker, he is so helpful aware of your needs, takes that extra time to invest in his clients no matter how big or small a client he treats you percent like a very valued client.
David was a great help in every way possible. He not only secured the loan I was chasing, but did so in a manner than meant I didn't have to deal with the stress that goes with it. Jan has our complete confidence in guiding our financial decisions and will continue to have into the future.
Not only can we not recommend Jan highly enough we would never contemplate seeking brokerage from anyone else. Jan offers her clients a rare traditional, personalised relationship with high end contemporary and competitive information — the perfect mix. John showed a great understanding of the market and the changes that were occurring.
He helped us time our applications perfectly so we got the best result in the end. I have known David Walker for more than eleven years and back then he helped me with setting up my initial first home buyers mortgage and more recently with refinancing as my situation had changed.
He is a personable and very professional broker who put real effort into understanding my financial needs. I would recommend David to anyone how requires the services of a finance broker.
Shannon was amazing, friendly and quick to organise my loans. I really appreciated her effortless customer service, and kept me up to date.
I didn't have to chase her to find out what was happening, as it was done so quickly and she told me what was going to happen. I'd recommend Shannon to all my family, friends, colleagues, or anyone that needed financing. My refinance would not have occured without the prompt service and tirless effort of Christina, thus saving my family house and finances.
Dave was knowledgable and really helped us through the financing maze and directed us to a product that was much more suitable to our needs. Michael has helped us out on a few occasions. He takes the time to understand our monetary needs and works hard to find the best deal for us. He is very punctual and is very good at keeping us updated - even when the update is that there is no update.
I would happily recommend him to a friend! Jan is both brilliant and personable in her profession and her communication with her clientele is second to none. She worked tirelessly on the task of obtaining our first home loan for us, and kept us well informed throughout the process of any and all information pertaining to the purchase of our "dream". Jan achieved the almost impossible for us and after the purchase of our first home, she continued to periodically contact us to provide information on the world of finance and to 'catch up'.
We have since used Jan in purchasing another property and she has once again astounded me with her professionalism, communication and determination to achieve the best result for her clients. David helped me with a refinance on my home which most banks wouldn't even look at.
Dave made this happen so I could keep my house and couldn't have made it any easier. I'll definitely be using RFS finance in the future. I've used John twice now for the two properties I've purchased over the years and have been blown away both times. His professionalism and attention to detail are second to none. His steadfast customer service is second to none and ability to reassure a successful outcome simply based off his knowledge of the industry resonated with me greatly.
Would recommend John Langley to anyone. I thank you for all you do Michael. John was fantastic to deal with right from the first call. John went above in beyond when we had an offer accepted and answered any questions we had in great detail and in a way that my wife and I could understand.
I would highly recommend John to anyone in the market for refinancing or a new loan. What a wonderful, painless refinancing experience I have had and all thanks to Taya. She certainly knows her stuff and I knew I was in good hands from the get go.
Always available, always professional and always responded immediately. Don't look anywhere else people, you have found it in RFS Finance.
My wife and I approached Helen Sloan to help us navigate our way through the maze of financial options to start building our new home. Helen was very patient and understanding of our situation, and provided us unlimited information with all available options.
She also advocated for us during an extremely tight settlement period, particularly at a difficult time when the Builder and the Bank were unable to come to an agreement for approval builder was demanding a late payment fee from us for not making the funds available to proceed with the building, while at the same time the bank was demanding additional documents from the builder to approve the funds.
Helen handled the situation very well and negotiated with all parties in a timely manner to avoid any conflict, for the best interest of us as her customers.